Why every home buyer needs a pre-approval before home shopping. » Mortgage Masters Group

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Why every home buyer needs a pre-approval before home shopping. Sellers and agents won’t take you seriously as a buyer without mortgage pre-approval. And making an offer without it can cause major embarrassment.

When and why should you have a pre-approval for a mortgage? Below is a detailed explanation not only on when you should obtain a mortgage pre-approval but also many reasons why it’s extremely important to have one in hand before buying a home. Pre-Approval Versus Pre-Qualification

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What documentation you need. To get pre-approved, you’ll need to provide a mortgage lender with a good amount of paperwork. For the typical home buyer, this includes the following: Pay stubs from the past 30 days showing your year-to-date income. Two years of federal tax returns. Two years of W-2 forms from your employer.

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13 Ways Buyers Can Step Up Their Game When Buying A House Forbes Real Estate Council Successful executives in the real estate industry from Forbes Real Estate Council share firsthand tips & insights. The homebuying process can be scary for a lot of people. After all, it’s a.

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